image
Welcome Visit and discover what we can do together!
image
Great CD Rates Put your money to work with great rates on CDs.
image
Vehicle Loans Lock in a great rate on a car, boat, or RV loan.
image
Online Banking Take care of your account from home.
  • Loans

    Loan Calculator

    Use our Loan Calculator to get a monthly payment estimate for your loan. Just enter the loan amount, the interest rate, and the loan term. This tool will help you find a loan amount and monthly payment that fit into your budget.


    NADA Guides

    Research vehicle costs. Find out how much your car is worth and how much you should be paying for your new car.

  • Education

    How to Ruin your Credit Rating

    Learn what five things young adults need to avoid to maintain a good credit rating.

    Shopping for a Car?

    There are a number of potential pitfalls in shopping for a car. Here are a few to keep in mind.

  • About Us

    Find out all about Us

    Discover who we are, who we serve, and our history.

    Board of Directors

    Learn who leads us and is responsible for keeping the credit union going strong.

  • Prepaid Cards

    image

    CU Money Reloadable Card

    The reloadable debit card! Just load the amount of money you have, and you'll never overdraw your account. Use it anywhere visa cards are accepted. Contact Devil's Slide Federal Credit Union and we'll be happy to get you started.

    CU Money Travel Card

    Better than traveler's checks! Keep your cash safe while traveling. Just preload the card and use it anywhere in the world Visa debit cards are accepted... including ATMs. Contact us for more details.

  • Visa Cards

    Credit Union Visa Card

    Discover a credit card that meets your financial goals and lifestyle. No annual fee, low rates, no balance transfer fee, ScoreCard Rewards, and 24/7 fraud protection. It's easy to apply online.

    Manage Your Visa Card Online

    Access and manage your Visa Card online. Analyze your spending, review your statements, and pay bills online.

Dealer Financing Facts

The REAL Story Behind Dealer Financing

You've heard it before- ZERO Down! ZERO Interest! ZERO Payments for 6 months,
12 months, or 60 months! Seems too good to be true, doesn't it? Well, IT IS!!!

Let's just take a look at this too-good-to-pass-up deal. Triple Zero ads are promoted
heavily so you should know the facts - starting with the fact that these promotions can
be some of the most deceptive and unfair to the consumer. By using word games, and
by deliberately obscuring details, the promotions hurt unwary consumers in the wallet.
READ THE VERY FINE PRINT and you will see these things:

1. Zero down payment doesn't mean no money- Every buyer still has to pay tax,
license, registration and other dealer fees, which can run over a thousand dollars.
That's a down payment in our book!

2. Zero Payments for six months! Is the dealer or their financing company being kind
and making your first six payments for you? Of course not! They are doing one of two
things: either adding the six payments to the end of your contract, or, even worse,
financing those first six payments. Either way, you pay MORE interest. Interest doesn't
go away. You'll pay it sooner or later.

3. Zero percent! In addition, you might have seen that zero percent is legal bait and
switch. According to CNW Marketing Research, barely 9 out of 100 people drawn to a
dealership because of zero percent financing actually get it. To make matters worse,
the research company found that consumers don't negotiate on the actual price of the
car when they go to dealerships for zero percent. They don't realize that the price of
the car and the cost of financing are TWO SEPARATE ISSUES. Those consumers pay
thousands more than they need to pay.

Can you do better that Zero percent?

If a rebate is offered as an alternative to 0%, the answer is often YES! To do so, you·
need to apply the rebate as a down payment on the vehicle.
Go to the dealership armed with this information. Tell them up front you want the
REBATE instead of the special financing. Have them apply the rebate to the vehicle
purchase, and then get your loan from US!!!

Contact Us

... 801-829-6900
... 866-829-6902
Fax: 801 829-3609

Manager: Jill Carrigan

Assistant: Kelee Peterson

Teller: Cindy McKee

Teller: Kathryn Richins

Office Hours: 9:00 a.m. - 5:00 p.m. Monday-Friday