“Providing personal service in Morgan and North Summit Counties since 1964.”

   YOU CAN FIGHT IDENTITY THEFT
There is a type of identity theft using the Internet called “phishing.” Pronounced “fishing,” that is exactly what thieves are doing, fishing for your personal financial information. They want your account numbers, Social Security numbers, passwords, and other confidential information.
How to protect yourself: (1) NEVER provide your personal information in response to an unsolicited request. If you do not initiate the communication, do not provide any information. (2) If you are unsure whether a contact is legitimate, contact the financial institution. (3) NEVER provide your account information and/or password over the phone or in response to an unsolicited Internet request. A financial institution would never ask you to verify your account information or confirm a password online. (4) Review account statements regularly to ensure all charges are correct.
What to do if you fall victim: *contact your financial institution immediately. *close accounts you think have been tampered with. *notify in writing, send your letters by certified mail, return receipt requested and keep copies of your correspondence. **Report all suspicious contacts to the Federal Trade Commission at 1-877-438-4338 or http://www.ftc.gov/bcp/edu/microsites/idtheft/

Loan Interest Rates

Loan rates - effective 4-4-16 APR/OAC
AUTO LOANS 36 mths 48 mths 60 mths 72 mths 84 mths
2015-2017 2.99% 2.99% 2.99% 3.24% 4.10%
2008-2014 2.99% 2.99% 2.99% 3.24% 4.40%
2007 & older 4.50% 4.50% 5.00%
  
REC: RV, TRAILER, 36 mths 48 mths 60 mths 72 mths   84-120
                         BOAT          
2015-2017 4.75% 4.75% 4.75% 5.25% 5.75%
2008-2014 4.75% 4.75% 4.75% 5.25% 5.75%
2007 & older 5.75% 5.75% 5.75% 6.25%       6.75%
REC: SMB, ATV, 36 mths 48 mths 60 mths 72 mths  
MOTORCYCLE          
2015-2017 4.75% 4.75% 4.75% 5.25%
2012-2014 5.25% 5.25% 5.25% 5.75%
2011 & older 5.50% 5.50%  5.75%
SIGNATURE LOANS          
Unsecured 36 mths 11.00%
Share secured 60 mths 2.75%

*the above rates are based OAC & 700+ credit score.

 

Savings Account Rates

Regular Savings: 0.25% APR

 


 

Saving Certificate Rates

Effective:  April 4,2017

 6  Month Certificate         .60%       *APR              .60%    *APY
12 Month Certificate       1.00%       *APR            1.00%    *APY
18 Month Certificate       1.20%       *APR            1.20%    *APY
24 Month Certificate       1.20%       *APR            1.20%    *APY
36 Month Certificate       1.50%       *APR            1.51%    *APY
60 Month Certificate       2.30%       *APR            2.32%    *APY

 


Your savings Federally Insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

 

*APR = Annual Percentage Rate                   *APY= Annual Percentage Yield