“Providing personal service in Morgan and North Summit Counties since 1964.”

On July 19th,  the passphrase and picture security feature within home banking will be replaced with a one-time text or phone call to verify your identity as well as the device in which you access our site.  You will be prompted to confirm or change your phone number on the file within home banking.  Once this change occurs, you will be prompted to receive a phone call or text from the phone number you have provided.  The automated system will then provide you with a pin number to enter into home banking.  This will occur on each device you access your home banking site from (home, work, etc.) and will not prompt you to complete this action again, unless the internet cookies have been cleared.  This will provide our members with an extra layer of security.

Loan Interest Rates

Loan rates - effective 4-4-16 APR/OAC
AUTO LOANS 36 mths 48 mths 60 mths 72 mths 84 mths
2015-2017 2.99% 2.99% 2.99% 3.24% 4.10%
2008-2014 2.99% 2.99% 2.99% 3.24% 4.40%
2007 & older 4.50% 4.50% 5.00%
  
REC: RV, TRAILER, 36 mths 48 mths 60 mths 72 mths   84-120
                         BOAT          
2015-2017 4.75% 4.75% 4.75% 5.25% 5.75%
2008-2014 4.75% 4.75% 4.75% 5.25% 5.75%
2007 & older 5.75% 5.75% 5.75% 6.25%       6.75%
REC: SMB, ATV, 36 mths 48 mths 60 mths 72 mths  
MOTORCYCLE          
2015-2017 4.75% 4.75% 4.75% 5.25%
2012-2014 5.25% 5.25% 5.25% 5.75%
2011 & older 5.50% 5.50%  5.75%
SIGNATURE LOANS          
Unsecured 36 mths 11.00%
Share secured 60 mths 2.75%

*the above rates are based OAC & 700+ credit score.

 

Savings Account Rates

Regular Savings: 0.25% APR

 


 

Saving Certificate Rates

Effective:  April 4,2017

 6  Month Certificate         .60%       *APR              .60%    *APY
12 Month Certificate       1.00%       *APR            1.00%    *APY
18 Month Certificate       1.20%       *APR            1.20%    *APY
24 Month Certificate       1.20%       *APR            1.20%    *APY
36 Month Certificate       1.50%       *APR            1.51%    *APY
60 Month Certificate       2.30%       *APR            2.32%    *APY

 


Your savings Federally Insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

 

*APR = Annual Percentage Rate                   *APY= Annual Percentage Yield