Borrowing
Loan Rates
APR = Annual Percentage Rate. Rates subject to change without notice.
Auto Loans
| Loan Type | Term | APR As Low As |
|---|---|---|
| Auto | Up to 48 months | 4.49% |
| 60 months | 4.74% | |
| 72 months | 4.99% | |
| 84 months | 5.74% |
Boat & RV
| Loan Type | Term | APR As Low As |
|---|---|---|
| Boat & RV | 48 months | 5.25% |
| 60 months | 6.49% | |
| 72 months | 6.99% | |
| 84 months | 6.99% |
Loan amounts over $20,000 may qualify for extended financing terms up to 144 months.
Personal Loans
| Loan Type | Term | APR As Low As |
|---|---|---|
| Signature / Personal | 36 months | Credit score qualifying |
| Share Secured Loan | — | 3.00% |
Saving
Savings & Deposit Rates
APY = Annual Percentage Yield. Rates effective as of 4/6/2026 and subject to change without notice.
Share Accounts
| Account Type | Min. Balance | APY |
|---|---|---|
| Regular Share (Savings) | $30.00 | 0.50% |
Share Certificates (CDs)
| Term | Min. Deposit | APY |
|---|---|---|
| 6 Months | $1,000.00 | 3.906% |
| 12 Months | $1,000.00 | 3.906% |
| 18 Months | $1,000.00 | 3.834% |
| 24 Months | $1,000.00 | 3.988% |
| 36 Months | $1,000.00 | 3.988% |
| 60 Months | $1,000.00 | 3.988% |
Early withdrawal penalty may apply. Certificates automatically renew at maturity. Minimum deposit $1,000.
Rates Effective As Of
April 14, 2026
Rate Disclosures
- All rates are subject to change without notice. Contact us for the most current rates.
- APR (Annual Percentage Rate) is based on approved credit. Your actual rate may vary based on creditworthiness, loan term, and collateral.
- APY (Annual Percentage Yield) assumes dividends remain on deposit for the full term.
- Membership eligibility required. Federally insured by NCUA up to $250,000.
- Early withdrawal penalties may apply to share certificates. See a Member Services Representative for full details.
- Loan approval is subject to credit review and underwriting guidelines.
Federally insured by NCUA | Equal Housing Lender | Equal Opportunity Lender